Q4 2019 LendingClub Corp Earnings Call Transcript
Good day, and welcome to the LendingClub Corporation Fourth Quarter and Full Year 2019 Earnings Conference Call and Webcast. (Operator Instructions) Please note, this event is being recorded.
I would now like to turn the conference over to Simon Mays-Smith, Vice President of Investor Relations. Please go ahead.
Thank you and good afternoon. Welcome to LendingClub's Fourth Quarter and Full Year 2019 Earnings Conference Call. Joining me today to talk about our results and recent events are Scott Sanborn, CEO; and Tom Casey, CFO.
Our remarks today will include forward-looking statements that are based on our current expectations and forecasts and involve risks and uncertainties. These statements include, but are not limited to, our guidance for the first quarter and full year 2020 and the expected timing and benefits of a pending acquisition, certain product initiatives and obtaining a bank charter. Our actual results may differ materially from those contemplated by these
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