Comerica Inc at Morgan Stanley US Financials, Payments & CRE Conference Transcript
Good afternoon. I'm Manan Gosalia from Morgan Stanley Research. Before we start off today, we have Comerica. Before we start off, I'll just read out that for important disclosures, please see the Morgan Stanley research disclosure website at www.morganstanley.com/researchdisclosures. And if you have any questions, please reach out to your Morgan Stanley sales representative.
All right. With that out of the way, joining us today from Comerica, we have Jim Herzog, CFO; and Megan Crespi, Chief Enterprise, Technology and Operations Services Officer. As a brief introduction, Jim has been CFO since 2019, and before that, he served as the bank's treasurer. He joined Comerica 38 years ago and has led various functions within the bank. Megan joined Comerica in March of 2020. And in her role, Megan oversees the bank's enterprise payments, lending and trade services, real estate and security, technology and cybersecurity units.
So with that,
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