Q3 2024 Kaspi.kz AO Earnings Call Transcript
Hello and welcome to the Kaspi.kz AO 3Q and 9M 2024 Financial results conference call. My name is Harry and I'll be your operator today. All lines will be muted during the presentation portion of the call with an opportunity for questions and answers at the end to ask a question during Q&A please use the raise hand button if you have joined via Zoom or dial star one. If you are joining over the phone, I would now like to turn the call over to David Ferguson at Casby to begin David. Please go ahead when you're ready.
Great. Thank you, Harry. Good afternoon. Good morning, everyone. Welcome to our third quarter, nine month, 2024 financial results. We'll also talk about our decision to acquire a controlling stake of Heps Barrada on the call. As usual is our CEO and founder, Mikheil Lomtadze, our co and Deputy CEO Tenge Mercedes and Deputy CEO Yuri Dko.
I'm David Ferguson. We'll talk you through the presentation. Mal through the strategic updates myself through the financials
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