Q3 2022 Shinhan Financial Group Co Ltd Earnings Call Transcript
Good morning. I am Park Cheol Woo, Head of IR. We are conducting today's earnings presentation through our digital platform, to leverage engine Financial Group IR YouTube channel and the Zoom app, as we have announced last quarter, at the newly opened Shinhan Financial Group IR YouTube channel. Those of you who have missed a live streaming today, will be able to find the updated Korean and English presentation. So, please subscribe to our channel. (Operator Instructions) For more details, please refer to our home page www.shinhangroup.com.
Now we will begin the 2022 Q3 earnings presentation of Shinhan Financial Group. In today's presentation, we have with us our main presenter, CFO, (inaudible) of the group; and the group CMO, Heo Young-Taeg; the Group CRO, Bang Dong-Kwon; the Group CDO, Kim Myoung Hee; the group CSSO, Ko Seok-Hon; from Shinhan Bank CFO, Jung Sang-Hyuk; Shinhan Card CFO, [Moon Dong Kwon]; Shinhan Financial Investment CFO, Keum Sung Weon; and finally,
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