Full Year 2020 Moneta Money Bank as Earnings Call Transcript
Dear, ladies and gentlemen, welcome to the conference call of MONETA Money Bank, a.s. At our customers request, this conference will be recorded. (Operator Instructions)
May I now hand over to you, Mr. Spurný, Chief Operator -- Chief Executive Operator and Chairman of the Board of Directors. Sir, please go ahead.
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Good afternoon, ladies and gentlemen. It is my pleasure to introduce today's presentation of MONETA Money Bank's 2020 results, where we cover both the full year and the development for the last quarter. First and foremost, I have with me Linda Kavanova, our Head of Investor Relations. Then let me introduce other presenters. We have Carl Normann Vokt, our Chief Risk Officer; we have Mr. Andrew Gerber, our Chief Product Marketing Officer; we also have Mr. Novotný, Jan Novotný, Chief Business Development Officer on the commercial side; and Jan Fricek, our CFO.
I would like to ask you please to turn attention to Page
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