Half Year 2019 National Australia Bank Ltd Earnings Call Transcript
And welcome to everyone in the room and to those who are on the phone and those joining by webcast. For anyone who doesn't know me, I'm Phil Chronican, currently the Chief Executive Officer at National Australia Bank. And along with Gary Lennon here today, I'll be presenting the NAB's first half '19 results before taking questions. It's a long time since I've done one of these, so please bear with me, but I realize there's a few familiar faces in the audience, nonetheless.
There are 3 key themes that I want to talk to in terms of what's progressed in the National Australia Bank over the last half year. First theme obviously is the whole aftermath of the events of 2018, the Royal Commission report, the APRA self-assessments, all of the various regulatory interventions and actions, and then the resulting remediation activity. Obviously, these have been significant issues and they've had consequences in our organization and across the industry generally, and I'll come back to those in more detail.
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