Q2 2020 Bank CIMB Niaga Tbk PT Earnings Call Transcript
The total time for this call is about 1 hour, which will begin with a presentation by our CEO followed by a brief Q&A session. Ladies and gentlemen and all participants, today we are pleased to introduce Pak Tigor M. Siahaan, as President Director; Pak Lee Kai Kwong, Head of Finance, SPAPM Director and CFO; Ibu Vera Handajani as Credit and Risk Management Director; Lani Darmawan as Consumer Banking Director; John Simon as Treasury and Capital Market Director; Pandji Djajanegara as Banking Director, along with other executive members of the bank.
Ladies and gentlemen, we draw your attention to the disclaimer to say that some statements made during this conference call may be forward-looking in nature and that actual results could differ materially from projections during today's call. This presentation is not intended to form the basis of any investment decision with respect to CIMB Niaga, neither this presentation shall form the basis of any contract or commitment whatsoever.
Now without further ado, I would like to turn this presentation over to Pak Tigor for his remarks. Pak Tigor,
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