Santam Ltd is a South African general insurance group. The company offer a range of policies against eventualities such as property damage, motor accidents, loss of income, crop losses and catastrophe events, as well as reinsurance. The company helps mitigate risk to protect and grow financial wellbeing, and clients' insured losses are paid out of invested premiums.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	1.5
Equity-to-Asset	0.16
Debt-to-Equity	0.34
Debt-to-EBITDA	0.79
Interest Coverage	11.06
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	1.3	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	16.7
	3-Year EBITDA Growth Rate	41.4
	3-Year EPS without NRI Growth Rate	36.6
	3-Year Book Growth Rate	4.9
	Future 3-5Y EPS without NRI Growth Rate Estimate	10.09

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	52.92
	9-Day RSI	53.91
	14-Day RSI	54.98
	6-1 Month Momentum %	26.28
	12-1 Month Momentum %	17.69

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	4.07
	Dividend Payout Ratio	0.22
	3-Year Dividend Growth Rate	23.1
	Forward Dividend Yield %	4.07
	5-Year Yield-on-Cost %	5.7
	3-Year Average Share Buyback Ratio	0.4
	Shareholder Yield %	3.38

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	7.27
	FCF Margin %	0.89
	ROE %	29.57
	ROA %	4.8
	ROIC %	4.9
	3-Year ROIIC %	17.76
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	10.79
	Forward PE Ratio	13.55
	PE Ratio without NRI	13.38
	Shiller PE Ratio	16.39
	Price-to-Owner-Earnings	4.92
	PEG Ratio	1.94
	PS Ratio	0.89
	PB Ratio	3.47
	Price-to-Tangible-Book	3.88
	Price-to-Free-Cash-Flow	100.18
	Price-to-Operating-Cash-Flow	59.43
	EV-to-EBIT	7.74
	EV-to-EBITDA	7.62
	EV-to-Revenue	0.84
	EV-to-FCF	94.61
	Price-to-Projected-FCF	1.38
	Price-to-DCF (Earnings Based)	1.97
	Price-to-DCF (FCF Based)	12.87
	Price-to-Median-PS-Value	0.73
	Price-to-Peter-Lynch-Fair-Value	2.29
	Price-to-Graham-Number	1.52
	Earnings Yield (Greenblatt) %	12.92
	FCF Yield %	1
	Forward Rate of Return (Yacktman) %	10.73

Financials

Annual Quarterly TTM

STU:RXWA's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Santam Ltd Executives

Details

GF Value: €13.97

STU:RXWA

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with RXWA. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	2,200.639
	EPS (TTM) (€)	1.453
	Beta	0
	Volatility %	17.65
	14-Day RSI	54.98
	14-Day ATR (€)	0.445279
	20-Day SMA (€)	17.385
	12-1 Month Momentum %	17.69
	52-Week Range (€)	12.6 - 17.8
	Shares Outstanding (Mil)	109.14

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Santam Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Santam Ltd Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Santam Ltd Frequently Asked Questions

What is Santam Ltd(STU:RXWA)'s stock price today?

The current price of STU:RXWA is €17.50. The 52 week high of STU:RXWA is €17.80 and 52 week low is €12.60.

When is next earnings date of Santam Ltd(STU:RXWA)?

The next earnings date of Santam Ltd(STU:RXWA) is .

Does Santam Ltd(STU:RXWA) pay dividends? If so, how much?

The Dividend Yield % of Santam Ltd(STU:RXWA) is 4.07% (As of Today), Highest Dividend Payout Ratio of Santam Ltd(STU:RXWA) was 0.8. The lowest was 0.22. And the median was 0.55. The Forward Dividend Yield % of Santam Ltd(STU:RXWA) is 4.07%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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