Q4 2020 Swedbank AB Earnings Call Transcript
Welcome to Swedbank Fourth Quarter Report 2020. (Operator Instructions) And just to remind you, this conference is being recorded.
Today, I'm pleased to present Annie Ho, Head of Investor Relations. Please begin your meeting.
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Thank you, Naz. Good morning, everyone, and a very warm welcome to the presentation of Swedbank's 2020 year-end result. In the room with me today is Jens Henriksson, our CEO; Anders Karlsson, our CFO; and also Rolf Marquardt, our CRO.
We will, as usual, begin with a presentation and opening comments followed by a Q&A. (Operator Instructions) So without further ado, I'll hand over to Jens.
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Well, thank you, Annie, and good morning, everyone, and welcome. I am proud to today present a stable quarter in difficult times. It was a quarter once again dominated by COVID-19. Overall, income was stable. The
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