Timbercreek Financial Corp is a Canada-based non-banking commercial real estate lender. The company provides shorter-duration, customized financing solutions to professional real estate investors. It invests directly in a diversified portfolio of structured mortgage loans predominantly secured by stabilized, income-producing commercial real estates, such as multi-residential, office and retail buildings located in urban markets across Canada. The company's objective is to preserve investor capital and provide risk adjusted returns by lending mainly against income producing real estate, mitigate concentration risk by diversifying geographically by asset type and borrower and ensure loan to value ratios.

Financial Strength

4/10

Name	Current	Vs Industry
Cash-To-Debt	0.01
Equity-to-Asset	0.43
Debt-to-Equity	0.67
Debt-to-EBITDA	6.79
Interest Coverage	6.95
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	0.7	Distress Grey Safe
Beneish M-Score	-2.69	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	6.9
	3-Year EBITDA Growth Rate	16.4
	3-Year EPS without NRI Growth Rate	10.3
	3-Year FCF Growth Rate	-1.2
	3-Year Book Growth Rate	-0.1
	Future 3-5Y Total Revenue Growth Rate Estimate	-12.48

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	39.83
	9-Day RSI	39.34
	14-Day RSI	40.73
	6-1 Month Momentum %	7.86
	12-1 Month Momentum %	29.34

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	2.62
	Quick Ratio	2.21
	Cash Ratio	0.08
	Days Inventory	420.09
	Days Payable	43.28

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	9.28
	Dividend Payout Ratio	1
	Forward Dividend Yield %	9.08
	5-Year Yield-on-Cost %	9.61
	3-Year Average Share Buyback Ratio	-0.9
	Shareholder Yield %	69.71

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	43.36
	Operating Margin %	39.78
	Net Margin %	34.84
	FCF Margin %	44.67
	ROE %	8.4
	ROA %	3.35
	ROIC %	3.88
	3-Year ROIIC %	18.59
	ROC (Joel Greenblatt) %	24.93
	ROCE %	4.1
	Years of Profitability over Past 10-Year	10

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	10.56
	Forward PE Ratio	10.54
	PE Ratio without NRI	10.73
	Shiller PE Ratio	10.09
	PEG Ratio	4.88
	PS Ratio	4.18
	PB Ratio	0.93
	Price-to-Tangible-Book	0.93
	Price-to-Free-Cash-Flow	9.44
	Price-to-Operating-Cash-Flow	9.44
	EV-to-EBIT	15.36
	EV-to-EBITDA	15.36
	EV-to-Revenue	6.23
	EV-to-Forward-Revenue	9.76
	EV-to-FCF	14.31
	Price-to-Projected-FCF	0.43
	Price-to-Median-PS-Value	0.64
	Price-to-Peter-Lynch-Fair-Value	2.25
	Price-to-Graham-Number	0.68
	Earnings Yield (Greenblatt) %	6.51
	FCF Yield %	11.94
	Forward Rate of Return (Yacktman) %	17.76

Financials (Next Earnings Date:2025-02-26 Est.)

Annual Quarterly TTM

TBCRF's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:TBCRF

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Timbercreek Financial Corp Executives

Details

GF Value: $5.08

TBCRF

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 4 Severe warning signs with TBCRF. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	124.491
	EPS (TTM) ($)	0.516
	Beta	0.53
	Volatility %	38.9
	14-Day RSI	40.73
	14-Day ATR ($)	0.238212
	20-Day SMA ($)	5.799665
	12-1 Month Momentum %	29.34
	52-Week Range ($)	4.5565 - 7.62
	Shares Outstanding (Mil)	83.01

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Timbercreek Financial Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Timbercreek Financial Corp Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Timbercreek Financial Corp Frequently Asked Questions

What is Timbercreek Financial Corp(TBCRF)'s stock price today?

The current price of TBCRF is $5.45. The 52 week high of TBCRF is $7.62 and 52 week low is $4.56.

When is next earnings date of Timbercreek Financial Corp(TBCRF)?

The next earnings date of Timbercreek Financial Corp(TBCRF) is 2025-02-26 Est..

Does Timbercreek Financial Corp(TBCRF) pay dividends? If so, how much?

The Dividend Yield % of Timbercreek Financial Corp(TBCRF) is 9.28% (As of Today), Highest Dividend Payout Ratio of Timbercreek Financial Corp(TBCRF) was 1.2. The lowest was 0.25. And the median was 1.03. The Forward Dividend Yield % of Timbercreek Financial Corp(TBCRF) is 9.08%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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