Q4 2018 Cathay Financial Holding Co Ltd Earnings Call Transcript
Welcome, everyone, to Cathay Financial Holding Co.'s Fourth Quarter 2018 Conference Call. (Operator Instructions)
And now I would like to introduce Ms. Sophia Cheng, the CIO of Cathay Financial Holding Co. Ms. Cheng, please begin.
Thank you. Good afternoon, and good morning to investors from Europe. Welcome to Cathay Financial Holding's 2018 Fourth Quarter Analyst Meeting. I am Sophia Cheng, the Chief Investment Officer of Cathay Financial Holding. Today, I will host the conference call. Thank you very much for joining us today.
In the beginning, I would like to introduce the senior managers who are with us today. Today, we have Mr. Daniel Teng, Senior Executive VP of Cathay Financial Holding; Ms. Grace Chen, Chief Financial Officer of Cathay Financial Holding; Mr. Abel Lin, Managing Senior EVP of Cathay Life; Mr. Joseph Wang, Senior EVP of Cathay Life; Mr. Edward Yung, Senior EVP of Cathay United Bank; and [Ms. Grace Han], EVP of Cathay Life.
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