Q3 2020 TrustCo Bank Corp N Y Earnings Call Transcript
Good day, and welcome to the TrustCo Bank Corp earnings Call and Webcast. (Operator Instructions)
Before proceeding, we'd like to mention that this presentation may contain forward-looking information about TrustCo Bank Corp New York and is intended to be covered by the safe harbor and forward-looking statements provided by the Private Securities Litigation Reform Act of 1995. Actual results and trends could differ materially from those set forth in such statements due to various risks, uncertainties and other factors.
More detailed information about these and other risk factors can be found in our press release that preceded this call and in the risk factors and forward-looking statements sections of our annual report on Form 10-K, and as updated by our quarterly reports on Form 10-Q. The statements are valid only of this date hereof, and the company disclaims any obligations to update this information, except as may be required by applicable law.
Today's presentation contains non-GAAP financial measures. The reconciliation of such measures to the most comparable GAAP figures
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