Q4 2019 Currency Exchange International Corp Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Currency Exchange International Fourth Quarter and Year-End Financial Results Conference Call. (Operator Instructions)
I would now like to hand the conference over to your speaker today, Bill Mitoulas. Thank you. Please go ahead.
Thank you, Stephanie, and good morning, everyone. Welcome to the Currency Exchange International's year-end conference call to discuss the financial results for the fourth quarter and full year ending October 31, 2019.
Thank you all for joining us. With us today are President and CEO, Randolph Pinna; and Chief Financial Officer, Stephen Fitzpatrick. Stephen will begin with his brief comments on the quarter and year-end financial results followed by his latest perspective on the company's operations. Randolph will then comment on the bank's performance, sales and business activities, after which we'll open it up for your questions. Today's conference call is open to shareholders,
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