Q4 2021 Mogo Inc Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I will now introduce Mr. Craig Armitage of Investor Relations. Please go ahead, sir.
Thank you, operator. Good afternoon, and thanks for joining us today, and thanks for your patience. Just a couple of quick notes before we get started. First, today's call will contain forward-looking statements that are based on current assumptions and subject to risks and uncertainties that could cause actual results to differ materially from those projected. The company undertakes no obligation to update these statements except as required by law. Information about these risks and uncertainties are included in our Q4 and year-end '21 filings, as well as periodic filings with regulators in Canada and the U.S., which you can find on SEDAR, EDGAR and the website.
Second, today's discussion will include adjusted financial measures, which are non-IFRS measures. These should be considered as a supplement to and not as a substitute for IFRS measures, and you can
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