Q4 2021 Univest Financial Corp Earnings Call Transcript
Hello, and welcome to the Univest Financial Corporation Fourth Quarter and Year-end 2021 Earnings Call. My name is Alex, and I will be coordinating the call today.
(Operator Instructions) I will now hand over to your host, Jeffrey Schweitzer, President and CEO of Univest Financial Corporation. Over to you, Jeff.
Thank you, Alex, and good morning, and thank you to all of our listeners for joining us. Joining me on the call this morning is Mike Keim, our Chief Operating Officer and President of Univest Bank and Trust; and Brian Richardson, our Chief Financial Officer.
Before we begin, I would like to start by saying I hope everyone listening is staying safe and you and your families are healthy. I also need to remind everyone of the forward-looking statements disclaimer. Please be advised that during the course of this conference call, management may make forward-looking statements that express management's intentions, beliefs or expectations within the meaning
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