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Q4 2019 Valley National Bancorp Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Fourth Quarter 2019 Valley National Bancorp Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions)
I would now like to hand the conference over to your speaker today, Mr. Rick Kraemer. Thank you. Please go ahead, sir.
Thank you, Skyler. Good morning, and welcome to the Valley Fourth Quarter 2019 Earnings Conference Call.
On the call today is Valley President and CEO, Ira Robbins; Chief Financial Officer, Mike Hagedorn; and Chief Banking Officer, Tom Iadanza.
Before we begin, I would like to make everyone aware that you can find our fourth quarter earnings release and supporting documents on our company website, valley.com.
When discussing our results, we refer to non-GAAP measures, which exclude certain items from reported results. Please refer to today's earnings release for reconciliations of these non
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