Q3 2019 Vienna Insurance Group AG Wiener Versicherung Gruppe Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I am your Chorus Call operator. Welcome, and thank you for joining the Vienna Insurance Group Conference Call. (Operator Instructions)
I would now like to turn the conference over to Nina. Please go ahead.
Thank you, Hailey. Ladies and gentlemen, hello from Vienna, and thank you for your interest in today's results call for the first to third quarter. I immediately hand over to our CFO, Liane Hirner, who will guide you through the presentation. Liane, please.
Thank you, Nina, and a very warm welcome from Vienna. It's my pleasure to present to you the results of the first 9 months of 2019. My Board member colleague, Peter Höfinger, is also participating in today's call, who will join me in the Q&A session following my short introduction and our presentation.
Starting with the highlights on Slide 4. Our key
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