Q3 2022 Kruk SA Earnings Call Transcript
Hello, everyone, and welcome to the Third Quarter 2022 Results Call, and thank you for your patience. My name is Daisy, and I'll be coordinating your call today. (Operator Instructions) I would now like to hand the call over to your host, Marta Wasilewska from Wood & Co, to begin. So Marta, please go ahead.
Good afternoon, everybody. My name is Marta Wasilewska, and I represent Wood & Company, the host of this call. Thank you for finding the time to join us and to Michal Zasepa, CFO of KRUK. And now without any delay, Michal, floor is yours.
Thank you, Marta, and good afternoon. Thank you for your time and interest in hearing commentary to our third quarter results for the KRUK Group. I will use the presentation, which is available on our website on last quarter results, and I'll be telling you this slide, I'm looking at when I comment the results.
I'm not -- now looking at Slide #3, and I'm happy to tell you
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