Mpay SA is a Polish supplier of m-payment solutions. The company creates and develops instruments enabling the execution of financial transactions using mobile devices. The flagship product of the company is the mPay application enabling buying communication tickets, regulating payments for paid parking or powering prepaid phone accounts using a smartphone or tablet.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	0.64
Equity-to-Asset	0.36
Debt-to-Equity	0.36
Debt-to-EBITDA	2.65
Interest Coverage	1.51
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	1.79	Distress Grey Safe
Beneish M-Score	-1.48	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

5/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	33.2
	3-Year EBITDA Growth Rate	22.7
	3-Year EPS without NRI Growth Rate	81.7
	3-Year FCF Growth Rate	2.4
	3-Year Book Growth Rate	9.8

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	49.06
	9-Day RSI	44.15
	14-Day RSI	42.16
	6-1 Month Momentum %	-39.67
	12-1 Month Momentum %	-55.85

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.6
	Quick Ratio	1.53
	Cash Ratio	0.15
	Days Inventory	20.7
	Days Sales Outstanding	20.82
	Days Payable	83.85

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-11.4
	Shareholder Yield %	-14.33

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	14.79
	Operating Margin %	4.22
	Net Margin %	0.83
	FCF Margin %	-13.52
	ROE %	1.86
	ROA %	0.77
	ROIC %	4.11
	3-Year ROIIC %	3.29
	ROC (Joel Greenblatt) %	334.46
	ROCE %	6.97
	Years of Profitability over Past 10-Year	9

GF Value Rank

2/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	81.63
	PE Ratio without NRI	46.64
	Shiller PE Ratio	159.61
	PEG Ratio	3.36
	PS Ratio	0.66
	PB Ratio	1.46
	Price-to-Tangible-Book	1.81
	EV-to-EBIT	18.61
	EV-to-EBITDA	11.65
	EV-to-Revenue	0.71
	EV-to-FCF	-5.27
	Price-to-Median-PS-Value	0.31
	Price-to-Peter-Lynch-Fair-Value	1.81
	Price-to-Graham-Number	1.91
	Price-to-Net-Current-Asset-Value	2.33
	Earnings Yield (Greenblatt) %	5.38
	FCF Yield %	-20.61
	Forward Rate of Return (Yacktman) %	10.84

Financials

Annual Quarterly TTM

WAR:MPY's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016

Mpay SA Executives

Details

GF Value: zł1.1

WAR:MPY

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 5 Severe warning signs with MPY. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil zł)	33.689
	EPS (TTM) (zł)	0.004
	Beta	-0.55
	Volatility %	37.54
	14-Day RSI	42.16
	14-Day ATR (zł)	0.025398
	20-Day SMA (zł)	0.33635
	12-1 Month Momentum %	-55.85
	52-Week Range (zł)	0.2895 - 0.86
	Shares Outstanding (Mil)	67.9

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Mpay SA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Mpay SA Stock Events

Financials Calendars

	Event	Date	Price(zł)
No Event Data

Mpay SA Frequently Asked Questions

What is Mpay SA(WAR:MPY)'s stock price today?

The current price of WAR:MPY is zł0.33. The 52 week high of WAR:MPY is zł0.86 and 52 week low is zł0.29.

When is next earnings date of Mpay SA(WAR:MPY)?

The next earnings date of Mpay SA(WAR:MPY) is .

Does Mpay SA(WAR:MPY) pay dividends? If so, how much?

Mpay SA(WAR:MPY) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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