Q3 2021 Santander Bank Polska SA Earnings Call Transcript
Good morning. It's 11:00. My name is Agnieszka Dowzycka. I'm responsible for Investor Relations in Santander Bank Polska. I'd like to welcome you today at the presentation of the financial results '21. Together with us today Michal Gajewski, CEO; Maciej Reluga, CFO; and Wojciech Skalski responsible for the financial accounting area.
During the presentation, you can ask questions via the Internet or you can send the questions to my e-mail, [email protected]. And after the presentation, we will answer the questions. And now let me hand over to Michal Gajewski.
Welcome at the presentation of the financial results after 3 quarters of the year. From the point of view of the core banking business, I can say that this period was successful. There are a few challenges in the sector, but we stay optimistic. We expect that in the next quarters, business loan volumes will still grow, especially in the corporate segment. But before I go to the results, I would like to most with some success. Yesterday, we received 2 awards.
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