Q3 2022 Banca Generali SpA Earnings Call Transcript
Welcome, and thank you for joining the Banca Generali 9 Months 2022 Results Conference Call. (Operator Instructions) At this time, I would like to turn the conference over to Mr. Gian Maria Mossa, CEO and General Manager of Banca Generali. Please go ahead, sir.
Yes. Good afternoon, and welcome to our third quarter results conference call. The results over the last quarter were very solid, considering the financial market condition and the market environment. And first of all, I want to confirm that we are all confident to deliver the results of our 3-year business plan. But focusing on the last quarter, the commercial results were pretty solid with good inflows even with more conservative mix, while the recurring net profit was very, very strong, thanks to the resiliency of the business and a higher contribution of the net interest income. Overall, the capital ratio, the liquidity ratio are well above the requirement.
So let's start from page 4 on commenting the recurring net
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