Discover Financial Services (WBO:DFS)

€ 139.58 2.86 (2.09%) Market Cap: 35.06 Bil Enterprise Value: 27.48 Bil PE Ratio: 12.04 PB Ratio: 2.17 GF Score: 83/100

Q4 2018 Discover Financial Services Earnings Call Transcript

Jan 24, 2019 / 10:00PM GMT

Transcript 8-K

Operator

Good afternoon. My name is Celisia, and I will be your conference operator today. At this time, I would like to welcome everyone to the Fourth Quarter 2018 Discover Financial Services Earnings Conference Call. (Operator Instructions)

I will now turn the call over to Mr. Craig Streem, Head of Investor Relations. Please go ahead.

Craig A. Streem

Discover Financial Services - VP of IR

Thank you, Celisia. Welcome, everyone, to our call this afternoon.

I'll begin on Slide 2 of the presentation, which you can find in the Financials section of our Investor Relations website.

The discussion today contains certain forward-looking statements about the company's future financial performance and business prospects, which are subject to risks and uncertainties and speak only as of today. Factors that can cause actual results to differ materially from these forward-looking statements are set forth within today's earnings press release, which was provided to the SEC in an 8-K report, and in our 2017 10-K and third quarter 2018 Q, which are on our

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