Full Year 2020 Erste Group Bank AG Earnings Call Transcript
Good day, and welcome to the Erste Group Bank AG full year preliminary results 2020. Today's conference is being recorded. Now I would like to turn the conference over to Mr. Thomas Sommerauer. Please go ahead, sir.
Thank you very much, operator, and also a very warm welcome to everybody who is listening in here from Vienna. And as usual, we will follow our conference call routine that you are used to. The call will be hosted by Bernd Spalt, Chief Executive Officer of Erste Group; Stefan Dörfler, Chief Financial Officer of Erste Group; and Alexandra Habeler-Drabek, Chief Risk Officer of Erste Group. They will lead you through a brief presentation highlighting the major developments of the past year, which has been quite an interesting and challenging year. And after that, they are ready to take your questions.
And before handing over to Bernd Spalt, let me highlight Page 2, which contains the disclaimer on forward-looking statements in the presentation pack. And with this, Bernd, please take it
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