Full Year 2019 Vienna Insurance Group AG Wiener Versicherung Gruppe Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I am Emma, your Chorus Call operator. Welcome, and thank you for joining the Vienna Insurance Group conference call. (Operator Instructions)
I would now like to turn the conference over to Nina. Please go ahead.
Thank you, Emma. Ladies and gentlemen, welcome to today's conference call. I'm happy that Elisabeth Stadler, our CEO, will start our presentation; followed by Liane Hirner, who will give the financial highlights; and Werner Matula, our Group Chief Actuary, is going to present the life and health embedded value. Afterwards, the normal Q&A session will take place and our members of the board, Peter Höfinger and Gerhard Lahner, are also connected to this call, and together with Elisabeth Stadler and Liane Hirner, will answer your questions.
So I hand over to Elisabeth. Please go ahead.
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