Q2 2023 Banco Bilbao Vizcaya Argentaria SA Earnings Call Transcript
Good morning, and welcome, everyone, to BBVA's Second Quarter 2023 Results Presentation. As in previous quarters, I'm joined today by Onur Genc, our CEO; and Rafael Salinas; BBVA's CFO. They will discuss quarterly figures, and then we will open the line to receive your questions. Thank you very much for your participation. And now, I turn it over to Onur.
Thank you, Patricia. Good morning to everyone. Welcome and thank you for joining our second quarter 2023 results audio webcast. Before going into the presentation, as you already know, yesterday we have announced that Rafa, who's sitting next to me here, after more than 3 decades, 3 decades of a brilliant career at BBVA, he's going to be leaving his CFO position and executive responsibilities as of September 1.
Rafa has been clearly one of the very important contributors to the success of BBVA. He will continue to be
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