Q3 2023 Intesa Sanpaolo SpA Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to the conference call of Intesa Sanpaolo for the presentation of the Third Quarter 2023 Results, hosted today by Mr. Carlo Messina, Chief Executive Officer. My name is Razia, and I will be your coordinator for today's conference. (Operator Instructions) I remind you all that today's conference is being recorded.
At this time, I would like to hand the conference over to Mr. Carlo Messina, CEO. Sir, you may begin.
Thank you. So, welcome to our 9-month 2023 results conference call. This is Carlo Messina, Chief Executive Officer; and I'm here with Stefano Del Punta, CFO; Marco Delfrate and Andrea Tamagnini, Investor Relations Officers; and Luca Bocca, Head of Planning and Control and Deputy CFO. Also with us are Massimo Proverbio, the Group Chief of our Technology and Data; and Stefano Barrese, Chief of our Banca dei Territori Division.
Today, I will walk you through a very high quality set of results, but also I will
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