GCB Bank Ltd operates as a commercial bank in Ghana. The group's operating segments are Retail banking; Corporate banking; Treasury; and Commercial banking. It derives key revenue from the Retail banking segment. The bank offers various products and services including international money transfer, overdraft facilities, bulk cash collection, trade finance, payroll solutions, business advice, internet banking, and others. Geographically, it derives a majority of its revenue from Ghana.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	4.73
Equity-to-Asset	0.1
Debt-to-Equity	0.64
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.12	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	21.7
	3-Year EPS without NRI Growth Rate	31.7
	3-Year FCF Growth Rate	20.8
	3-Year Book Growth Rate	12.1

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	100
	9-Day RSI	100
	14-Day RSI	100
	6-1 Month Momentum %	14.55
	12-1 Month Momentum %	85.29

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Shareholder Yield %	-22.3

Profitability Rank

9/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	30.25
	FCF Margin %	201.77
	ROE %	37.32
	ROA %	3.92
	Years of Profitability over Past 10-Year	9

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	0.93
	PE Ratio without NRI	0.93
	Shiller PE Ratio	2.44
	Price-to-Owner-Earnings	0.11
	PEG Ratio	0.07
	PS Ratio	0.37
	PB Ratio	0.48
	Price-to-Tangible-Book	0.51
	Price-to-Free-Cash-Flow	0.19
	Price-to-Operating-Cash-Flow	0.18
	EV-to-Revenue	-1.81
	EV-to-Forward-Revenue	0.65
	EV-to-FCF	-0.9
	Price-to-Projected-FCF	0.03
	Price-to-DCF (Earnings Based)	0.03
	Price-to-DCF (FCF Based)	0.01
	Price-to-Median-PS-Value	0.53
	Price-to-Peter-Lynch-Fair-Value	0.13
	Price-to-Graham-Number	0.14
	FCF Yield %	435.15

Financials

Annual Quarterly TTM

XGHA:GCB's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016

GCB Bank Ltd Executives

Details

GF Value: GHS7.32

XGHA:GCB

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with GCB. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil GHS)	3,640.549
	EPS (TTM) (GHS)	6.87
	Beta	0
	Volatility %	27.46
	14-Day RSI	100
	14-Day ATR (GHS)	0.00425
	20-Day SMA (GHS)	6.366
	12-1 Month Momentum %	85.29
	52-Week Range (GHS)	3.4 - 6.4
	Shares Outstanding (Mil)	265

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

GCB Bank Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

GCB Bank Ltd Stock Events

Financials Calendars

	Event	Date	Price(GHS)
No Event Data

GCB Bank Ltd Frequently Asked Questions

What is GCB Bank Ltd(XGHA:GCB)'s stock price today?

The current price of XGHA:GCB is GHS6.37. The 52 week high of XGHA:GCB is GHS6.40 and 52 week low is GHS3.40.

When is next earnings date of GCB Bank Ltd(XGHA:GCB)?

The next earnings date of GCB Bank Ltd(XGHA:GCB) is .

Does GCB Bank Ltd(XGHA:GCB) pay dividends? If so, how much?

GCB Bank Ltd(XGHA:GCB) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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