Capital One Financial Corp Annual Shareholders Meeting Transcript
Good morning. Welcome to the 2021 Annual Stockholder Meeting of Capital One Financial Corporation.
At this time, I would like to turn the call over to Mr. Richard Fairbank, Chairman, CEO and President of Capital One. Mr. Fairbank, you may begin.
Good morning, ladies and gentlemen. I'd like to welcome you to our annual stockholder meeting. As a result of the COVID-19 pandemic and given our concerns with the health, safety and well-being of our stockholders, directors, officers and associates, we decided to hold our annual meeting in a virtual-only format again this year. We are grateful that you are joining us virtually this morning.
On the call today are Andrew Young, our Chief Financial Officer. I -- and I want to say that this is Andrew's first shareholder meeting. He has just been appointed to be our CFO, taking over after actually 24 years of being here. He takes over for
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