Hrvatska Postanska Banka DD offers loans, deposits and other transactions and balances to its customers. The company operates in segments including Corporate Banking, Retail Banking which generates key revenue, Direct Banking, and Financial Market. It offers HRK and foreign currency savings and savings for children, HPB Combination packages of products for employed persons, retired persons and students, a wide range of loans for citizens, modern card products and electronic banking services. The company offers its corporate clients the services of financial consulting, cash management and asset management.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	5.93
Equity-to-Asset	0.08
Debt-to-Equity	0.87
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	25
	3-Year EPS without NRI Growth Rate	52.1
	3-Year FCF Growth Rate	188.2
	3-Year Book Growth Rate	18.4

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	58.01
	9-Day RSI	56.43
	14-Day RSI	55.48
	6-1 Month Momentum %	25
	12-1 Month Momentum %	56.46

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.13
	Dividend Payout Ratio	0.06
	Forward Dividend Yield %	1.13
	5-Year Yield-on-Cost %	1.13
	Shareholder Yield %	-30.83

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	38.59
	FCF Margin %	704.33
	ROE %	16.68
	ROA %	1.41
	Years of Profitability over Past 10-Year	9

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	5.38
	PE Ratio without NRI	5.21
	Shiller PE Ratio	28.44
	Price-to-Owner-Earnings	0.3
	PEG Ratio	0.38
	PS Ratio	2.08
	PB Ratio	0.84
	Price-to-Tangible-Book	0.86
	Price-to-Free-Cash-Flow	0.29
	Price-to-Operating-Cash-Flow	0.29
	EV-to-Revenue	-8.57
	EV-to-FCF	-1.22
	Price-to-Projected-FCF	0.08
	Price-to-Median-PS-Value	1.6
	Price-to-Peter-Lynch-Fair-Value	0.38
	Price-to-Graham-Number	0.45
	FCF Yield %	339.38
	Forward Rate of Return (Yacktman) %	99.11

Financials

Annual Quarterly TTM

ZAG:HPB's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Hrvatska Postanska Banka DD Executives

Details

GF Value: €227.36

ZAG:HPB

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Medium warning signs with HPB. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	224.383
	EPS (TTM) (€)	42.764
	Beta	0
	Volatility %	39.52
	14-Day RSI	55.48
	14-Day ATR (€)	1.602712
	20-Day SMA (€)	229
	12-1 Month Momentum %	56.46
	52-Week Range (€)	147 - 250
	Shares Outstanding (Mil)	2.02

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Hrvatska Postanska Banka DD Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Hrvatska Postanska Banka DD Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Hrvatska Postanska Banka DD Frequently Asked Questions

What is Hrvatska Postanska Banka DD(ZAG:HPB)'s stock price today?

The current price of ZAG:HPB is €230.00. The 52 week high of ZAG:HPB is €250.00 and 52 week low is €147.00.

When is next earnings date of Hrvatska Postanska Banka DD(ZAG:HPB)?

The next earnings date of Hrvatska Postanska Banka DD(ZAG:HPB) is .

Does Hrvatska Postanska Banka DD(ZAG:HPB) pay dividends? If so, how much?

The Dividend Yield % of Hrvatska Postanska Banka DD(ZAG:HPB) is 1.13% (As of Today), Highest Dividend Payout Ratio of Hrvatska Postanska Banka DD(ZAG:HPB) was 0.16. The lowest was 0.06. And the median was 0.11. The Forward Dividend Yield % of Hrvatska Postanska Banka DD(ZAG:HPB) is 1.13%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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