Q3 2019 Zurich Insurance Group AG Earnings Call (Q&A) Transcript
Ladies and gentlemen, welcome to the Zurich Insurance Group Q3 Results 2019 Conference Call. I am Shai, the Chorus Call operator. (Operator Instructions) The conference is being recorded. (Operator Instructions) The conference must not be recorded for publication or broadcast.
At this time, it's my pleasure to hand over to Mr. Richard Burden, Head of Investor Relations and Rating Agency Management.
Good morning and good afternoon, everybody, and welcome to Zurich Insurance Group's Third Quarter 2019 Call. On the call today is our group CFO, George Quinn. Before we start with the Q&A, George will make a few introductory remarks. And when we come to the Q&A, can I as usual ask you to keep your questions to a maximum of two. If we have time, we'll come back to you after if you have follow-up questions.
George, let me pass over to you now.
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