Business Description
ACI Worldwide Inc
NAICS : 511210
SIC : 7379
ISIN : US0044981019
Share Class Description:
ACIW: Ordinary SharesDescription
ACI Worldwide Inc develops, markets and installs a portfolio of software products focused on facilitating electronic payments. The firm also leverages its distribution network in the Americas; Europe, the Middle East, and Africa, or EMEA; and Asia-Pacific regions to sell software developed by third parties. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but majority of the revenue is generated in the United States and EMEA regions.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.26 | |||||
| Equity-to-Asset | 0.46 | |||||
| Debt-to-Equity | 0.59 | |||||
| Debt-to-EBITDA | 1.7 | |||||
| Interest Coverage | 5.24 | |||||
| Piotroski F-Score | 8/9 | |||||
| Altman Z-Score | 3.49 | |||||
| Beneish M-Score | -2.41 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 9 | |||||
| 3-Year EBITDA Growth Rate | 10.7 | |||||
| 3-Year EPS without NRI Growth Rate | 13.8 | |||||
| 3-Year FCF Growth Rate | 25.9 | |||||
| 3-Year Book Growth Rate | 8 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 5.97 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 59.31 | |||||
| 9-Day RSI | 50.02 | |||||
| 14-Day RSI | 45.72 | |||||
| 3-1 Month Momentum % | -18.41 | |||||
| 6-1 Month Momentum % | -10.88 | |||||
| 12-1 Month Momentum % | 18.07 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1.5 | |||||
| Quick Ratio | 1.5 | |||||
| Cash Ratio | 0.29 | |||||
| Days Sales Outstanding | 37.78 | |||||
| Days Payable | 21.43 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | 3.1 | |||||
| Shareholder Yield % | 3.85 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 51.34 | |||||
| Operating Margin % | 21.35 | |||||
| Net Margin % | 16.13 | |||||
| EBITDA Margin % | 30.76 | |||||
| FCF Margin % | 16.59 | |||||
| ROE % | 20.04 | |||||
| ROA % | 8.44 | |||||
| ROIC % | 9.91 | |||||
| 3-Year ROIIC % | -42.45 | |||||
| ROC (Joel Greenblatt) % | 533.66 | |||||
| ROCE % | 16.72 | |||||
| Years of Profitability over Past 10-Year | 10 | |||||
| Moat score | 6 | |||||
| Tariff score | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 17.91 | |||||
| Forward PE Ratio | 19.44 | |||||
| PE Ratio without NRI | 15.74 | |||||
| Shiller PE Ratio | 41.73 | |||||
| Price-to-Owner-Earnings | 18.91 | |||||
| PEG Ratio | 1.42 | |||||
| PS Ratio | 2.88 | |||||
| PB Ratio | 3.23 | |||||
| Price-to-Tangible-Book | 379.08 | |||||
| Price-to-Free-Cash-Flow | 17.4 | |||||
| Price-to-Operating-Cash-Flow | 15.43 | |||||
| EV-to-EBIT | 13.74 | |||||
| EV-to-EBITDA | 10.62 | |||||
| EV-to-Forward-EBITDA | 12.48 | |||||
| EV-to-Revenue | 3.27 | |||||
| EV-to-Forward-Revenue | 3.2 | |||||
| EV-to-FCF | 19.69 | |||||
| Price-to-GF-Value | 1.27 | |||||
| Price-to-Projected-FCF | 1.24 | |||||
| Price-to-Median-PS-Value | 1.09 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.45 | |||||
| Price-to-Graham-Number | 16.66 | |||||
| Earnings Yield (Greenblatt) % | 7.28 | |||||
| FCF Yield % | 5.82 | |||||
| Forward Rate of Return (Yacktman) % | 14.75 |
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