Q4 2019 Ally Financial Inc Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Ally Financial fourth quarter earnings conference call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions)
I would now like to hand the conference over to your speaker today, Daniel Eller, Head of Investor Relations. Thank you. Please go ahead, sir.
Thank you, operator. We appreciate everyone joining us to review Ally Financial's Fourth Quarter and Full Year 2019 Results this morning. You can find the presentation we'll reference throughout the call on the Investor Relations section of our website at ally.com.
I'll direct your attention to Slide 2 of the presentation, where we have our forward-looking statements and risk factors. Contents of today's calls will be governed by this language. On Slides 3 and 4, we've included some of our GAAP and non-GAAP or core measures. These and other core measures are used by management, and we believe they are useful to
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