Q4 2020 Ally Financial Inc Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Ally Financial's Fourth Quarter and Full Year 2020 Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions)
I would now like to hand the conference to your speaker today, Daniel Eller of Investor Relations. Please go ahead, sir.
Thank you, operator. We appreciate everyone joining us to review Ally Financial's fourth quarter and full year 2020 results this morning. We have J.B., Jeff Brown, our CEO; and Jenn LaClair, our CFO, on the call to review results and take questions.
Before beginning, I'll note the presentation we'll reference throughout the call can be found on the Ally Investor Relations website. On Slide 2, you'll find the forward-looking statements and risk factor language that will govern today's call.
And on Slides 3 and 4, we've included several GAAP and non-GAAP or core measures pertaining to Ally's operating
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