Q4 2020 Alerus Financial Corp Earnings Call Transcript
Good morning and welcome to the Alerus Financial Corporation earnings conference call. (Operator Instructions) Please note, this event is being recorded.
This call may include forward-looking statements, and the company's actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statements are listed in the earnings release and the company's SEC filings.
I would now like to turn the conference over to Alerus Financial Corporation Chairman, President and CEO, Randy Newman. Please go ahead.
Thank you, Grant, and good morning, everyone. This is our sixth earnings call since our IPO in September 2019. This morning, we intend to discuss our fourth quarter 2020 and year-end financial results and also to give a current impact of the COVID-19 pandemic.
Today, I'm joined by our Chief Financial Officer, Katie
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