Q4 2021 Alerus Financial Corp Earnings Call Transcript
Good morning, and welcome to the Alerus Financial Corporation earnings conference call. (Operator Instructions) Please note, this event is being recorded.
This call may include forward-looking statements, and the company's actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statements are listed in the earnings release and the company's SEC filings.
I would now like to turn the conference over to Alerus Financial Corporation Chairman, President and CEO, Katie Lorenson. Please go ahead.
Thank you. Good morning, and welcome to all listening to our call today. Here, in the Twin Cities, I am joined by Karin Taylor, our Chief Risk Officer. And it is my privilege to have this time today to speak to you in my last day as CFO and for the first time as President and CEO of Alerus.
Today, I will cover the
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