Q3 2023 State Bank of India Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to State Bank of India's Q3 FY '23 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. Sanjay Kapoor, General Manager, Performance Planning and Review, from State Bank of India. Thank you, and over to you.
(foreign language) and good evening, ladies and gentlemen. My name is Sanjay Kapoor, and I'm the General Manager of Performance Planning and Review Department of the bank. On behalf of the top management of SBI, I extend a warm welcome to all of you joining us today on SBI's Q3 FY '23 Earnings Conference Call.
On the call today, we have with us our Chairman, Mr. Dinesh Khara; Mr. C.S. Setty, Managing Director, International Banking and Global Markets and Technology; Mr. Swaminathan J, Managing Director, Corporate Banking and Subsidiaries; Mr. Ashwini Kumar Tewari, Managing Director, Risk, Compliance and SARG; Mr. Alok Kumar Choudhary, Managing Director, Retail Business and Operations; Mrs. Saloni Narayan, Deputy
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