Q3 2022 IIFL Finance Ltd Earnings Call Transcript
We have with us the management team of IIFL Finance represented by Mr. Nirmal Jain, who's the Chairman; Mr. Rajesh Rajak, who's the CFO; Mr. Monu Ratra, who is the CEO of IIFL Home Finance; and Mr. Venkatesh, who is the CEO of IIFL Samasta Microfinance. With this, now I can hand over to Mr. Nirmal Jain for opening remarks. Over to you, sir.
Thank you, and welcome everybody on our earnings call. So maybe I'll just start with the macro environment as we see it and how we have been progressing on our strategy, and then I'll hand it over to our CFO, Rajesh, for more detailed commentary on the results and then we can have Q&A.
So I mean all of us are well aware, although there is a -- in terms of surprise element, there was certainly wave 3, very swift but less damaging and hopefully, it is tapering off and will be behind us very soon. We -- I mean without covering a stock market, I mean they can guide it in their own manner, but macro environment is looking much better
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