Business Description
Muthoot Finance Ltd
NAICS : 522291
ISIN : INE414G01012
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Traded in other countries / regions
533398.India IPO Date
2011-05-06Description
Muthoot Finance Ltd is a non-deposit-taking, non-banking financial company with thousands of branches in India. The company's main business is providing personal and business loans to individuals who do not have access to formal credit. The loans are typically secured by gold jewelry. The company also offers some microfinance loans and housing loans to customer segments and areas that are underserved by banks. Interest income accounts for nearly all the company's revenue. It has operations in Sri Lanka and India, with India providing almost all the company's revenue.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.08 | |||||
| Equity-to-Asset | 0.22 | |||||
| Debt-to-Equity | 3.37 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -0.92 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 17.5 | |||||
| 3-Year EPS without NRI Growth Rate | 9.9 | |||||
| 3-Year FCF Growth Rate | -150.4 | |||||
| 3-Year Book Growth Rate | 16 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 18.76 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 11.17 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 73.7 | |||||
| 9-Day RSI | 72.28 | |||||
| 14-Day RSI | 70.33 | |||||
| 3-1 Month Momentum % | -5.13 | |||||
| 6-1 Month Momentum % | 0.04 | |||||
| 12-1 Month Momentum % | 24.06 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.98 | |||||
| Dividend Payout Ratio | 0.18 | |||||
| 3-Year Dividend Growth Rate | 6.3 | |||||
| Forward Dividend Yield % | 0.98 | |||||
| 5-Year Yield-on-Cost % | 0.98 | |||||
| Shareholder Yield % | -20.6 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 41.07 | |||||
| FCF Margin % | -205.96 | |||||
| ROE % | 19.74 | |||||
| ROA % | 4.68 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 19.76 | |||||
| Forward PE Ratio | 15.17 | |||||
| PE Ratio without NRI | 19.76 | |||||
| Shiller PE Ratio | 29.82 | |||||
| PEG Ratio | 1.03 | |||||
| PS Ratio | 8.12 | |||||
| PB Ratio | 3.59 | |||||
| Price-to-Tangible-Book | 3.62 | |||||
| EV-to-Revenue | 15.27 | |||||
| EV-to-FCF | -7.39 | |||||
| Price-to-GF-Value | 1.24 | |||||
| Price-to-DCF (Earnings Based) | 0.76 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.07 | |||||
| Price-to-Graham-Number | 1.79 | |||||
| FCF Yield % | -25.06 | |||||
| Forward Rate of Return (Yacktman) % | 18.57 |
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