Q3 2023 Bandhan Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Bandhan Bank Limited Q3 FY '23 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Vikash Mundra. Thank you, and over to you, sir.
Thank you, Inba. Good evening, everyone, and a warm welcome to all the participants. It's our pleasure to welcome you all to discuss Bandhan Bank's business and financial performance for the quarter ending December 2022. We will take this opportunity to update you on the recent developments in the industry as well as on Bandhan Bank during the quarter.
To discuss all this in detail, I've got with us our Founder, Managing Director and CEO, Mr. Chandra Shekhar Ghosh; our Chief Financial Officer, Mr. Sunil Samdani; Head, Retail Banking, Mr. Shantanu Sengupta; Head, Housing Finance, Mr. Suresh Iyer; Head, High Value Housing Finance, Mr. Subhash Samant; Head, Commercial Banking, Mr. Suresh Chandran; Head, Retail Lending, Mr. Hirak Joshi; and myself, Vikash Mundra, Head of
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