Business Description
PB Fintech Ltd
ISIN : INE417T01026
Description
PB Fintech Ltd is an online platform for insurance and lending products. The company provides convenient access to insurance, credit, and other financial products and aims to create awareness in India about the financial impact of death, disease, and damage. The group earns its entire revenue within India only. The company has two operating segments; the Insurance services segment and the Other services segment. The company generates the majority of its revenue from the Insurance services segment, which consists of Insurance Broker services provided by the group.
Financial Strength
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 8.58 | |||||
| Equity-to-Asset | 0.85 | |||||
| Debt-to-Equity | 0.05 | |||||
| Debt-to-EBITDA | 0.47 | |||||
| Interest Coverage | 0.64 | |||||
| Piotroski F-Score | 5/9 | |||||
| Altman Z-Score | 47.31 | |||||
| Beneish M-Score | -1.55 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 45.8 | |||||
| 3-Year FCF Growth Rate | 46.2 | |||||
| 3-Year Book Growth Rate | 4.5 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 68.31 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 27.95 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 38.19 | |||||
| 9-Day RSI | 45.22 | |||||
| 14-Day RSI | 50.28 | |||||
| 3-1 Month Momentum % | 16.24 | |||||
| 6-1 Month Momentum % | -16.89 | |||||
| 12-1 Month Momentum % | 16.05 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 5.13 | |||||
| Quick Ratio | 5.13 | |||||
| Cash Ratio | 3.68 | |||||
| Days Sales Outstanding | 59.93 | |||||
| Days Payable | 64.49 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -1.4 | |||||
| Shareholder Yield % | -0.08 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 60.65 | |||||
| Operating Margin % | 2.24 | |||||
| Net Margin % | 7.09 | |||||
| EBITDA Margin % | 13.7 | |||||
| FCF Margin % | -5.63 | |||||
| ROE % | 5.75 | |||||
| ROA % | 4.95 | |||||
| ROIC % | 3.09 | |||||
| 3-Year ROIIC % | 24.83 | |||||
| ROC (Joel Greenblatt) % | 89.7 | |||||
| ROCE % | 8.69 | |||||
| Years of Profitability over Past 10-Year | 2 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 238.7 | |||||
| Forward PE Ratio | 114.07 | |||||
| PE Ratio without NRI | 278.64 | |||||
| Price-to-Owner-Earnings | 181.21 | |||||
| PS Ratio | 16.95 | |||||
| PB Ratio | 12.98 | |||||
| Price-to-Tangible-Book | 13.06 | |||||
| EV-to-EBIT | 145.38 | |||||
| EV-to-EBITDA | 119.52 | |||||
| EV-to-Revenue | 16.37 | |||||
| EV-to-FCF | -289.31 | |||||
| Price-to-GF-Value | 1.12 | |||||
| Price-to-Graham-Number | 12.75 | |||||
| Price-to-Net-Current-Asset-Value | 30.45 | |||||
| Price-to-Net-Cash | 50.29 | |||||
| Earnings Yield (Greenblatt) % | 0.69 | |||||
| FCF Yield % | -0.34 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
PB Fintech Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 49,772.1 | ||
| EPS (TTM) (₹) | 7.64 | ||
| Beta | 0.12 | ||
| 3-Year Sharpe Ratio | 0.81 | ||
| 3-Year Sortino Ratio | 1.41 | ||
| Volatility % | 41.25 | ||
| 14-Day RSI | 50.28 | ||
| 14-Day ATR (₹) | 60.377984 | ||
| 20-Day SMA (₹) | 1875.26 | ||
| 12-1 Month Momentum % | 16.05 | ||
| 52-Week Range (₹) | 1312.1 - 2254.95 | ||
| Shares Outstanding (Mil) | 457.97 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
PB Fintech Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
PB Fintech Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
PB Fintech Ltd Frequently Asked Questions
What is PB Fintech Ltd(BOM:543390)'s stock price today?
The current price of BOM:543390 is ₹1832.50. The 52 week high of BOM:543390 is ₹2254.95 and 52 week low is ₹1312.10.
When is next earnings date of PB Fintech Ltd(BOM:543390)?
The next earnings date of PB Fintech Ltd(BOM:543390) is 2025-08-07 Est..
Does PB Fintech Ltd(BOM:543390) pay dividends? If so, how much?
PB Fintech Ltd(BOM:543390) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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