Q4 2022 Bridgewater Bancshares Inc Earnings Call Transcript
Good morning and welcome to the Bridgewater Bancshares' 2022 fourth-quarter earnings call. My name is Joe and I will be your conference operator today. (Operator Instructions) Please note that today's call is being recorded.
Now at this time, I would like to introduce Justin Horstman, Director of Investor Relations, to begin this conference call. Please go ahead.
Thank you, Joe and good morning, everyone. Joining me on today's call will be Jerry Baack, Chairman, President, and Chief Executive Officer; Joe Chybowski, Chief Financial Officer; Jeff Shellberg, Chief Credit Officer; and Nick Place, Chief Lending Officer. In just a few moments, we'll provide an overview of our 2022 fourth quarter financial results. We will be referencing a slide presentation that is available on the investor relations section of Bridgewater's website, investors.bridgewaterbankmn.com. Following our opening remarks, we will open it up for questions.
During today's presentation, we may make projections or other
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