Community Bank System Inc Annual Shareholders Meeting Transcript
Good afternoon. Welcome to the 2020 Annual Meeting of Shareholders for Community Bank Systems Inc. Today's discussion may include forward-looking statements. Various risks and uncertainties could cause Community Bank's actual results to differ materially from those predicted, and these risks are detailed in its SEC filings, including the 2019 annual report and Form 10-Q for the first quarter.
I will now turn the meeting over to the Chair of the company's Board, Sally Steele.
Good afternoon, ladies and gentlemen, and welcome to the 2020 Annual Meeting of the Shareholders of Community Bank System, Inc. I hope you are all safe and healthy. I am Sally Steele, Chair of the Board of Directors, and I will be presiding over this meeting. In light of the public health concerns caused by the pandemic, we are broadcasting this meeting via live webcast. This is the first-ever virtual meeting of the company, and we intend to return to in-person meetings with our shareholders next year. We
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