Business Description
Community Financial System Inc
NAICS : 522110
SIC : 6021
ISIN : US2036071064
Share Class Description:
CBU: Ordinary SharesDescription
Community Financial System Inc is a diversified financial services company that is focused on four main business lines - banking, benefits administration, insurance services and wealth management. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Community Bank Wealth Management operating unit. Key revenue is generated from banking business.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.28 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.43 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -11.62 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 2.8 | |||||
| 3-Year EPS without NRI Growth Rate | 1.4 | |||||
| 3-Year FCF Growth Rate | 8.1 | |||||
| 3-Year Book Growth Rate | -6.7 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 48.2 | |||||
| 9-Day RSI | 46.1 | |||||
| 14-Day RSI | 46.91 | |||||
| 6-1 Month Momentum % | 31.81 | |||||
| 12-1 Month Momentum % | 44.27 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.17 | |||||
| Dividend Payout Ratio | 0.52 | |||||
| 3-Year Dividend Growth Rate | 2.4 | |||||
| Forward Dividend Yield % | 3.23 | |||||
| 5-Year Yield-on-Cost % | 3.86 | |||||
| 3-Year Average Share Buyback Ratio | 0.2 | |||||
| Shareholder Yield % | -0.3 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 23.36 | |||||
| FCF Margin % | 29.3 | |||||
| ROE % | 10.16 | |||||
| ROA % | 1.07 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 17.92 | |||||
| Forward PE Ratio | 15.38 | |||||
| PE Ratio without NRI | 16.71 | |||||
| Shiller PE Ratio | 16.38 | |||||
| Price-to-Owner-Earnings | 15.45 | |||||
| PS Ratio | 4.28 | |||||
| PB Ratio | 1.8 | |||||
| Price-to-Tangible-Book | 3.94 | |||||
| Price-to-Free-Cash-Flow | 14.6 | |||||
| Price-to-Operating-Cash-Flow | 13.31 | |||||
| EV-to-Revenue | 4.94 | |||||
| EV-to-Forward-Revenue | 5.36 | |||||
| EV-to-FCF | 16.76 | |||||
| Price-to-Projected-FCF | 0.95 | |||||
| Price-to-Median-PS-Value | 0.81 | |||||
| Price-to-Graham-Number | 1.71 | |||||
| FCF Yield % | 6.94 | |||||
| Forward Rate of Return (Yacktman) % | 1.26 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Community Financial System Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 713.405 | ||
| EPS (TTM) ($) | 3.2 | ||
| Beta | 0.74 | ||
| Volatility % | 42.32 | ||
| 14-Day RSI | 46.91 | ||
| 14-Day ATR ($) | 1.557817 | ||
| 20-Day SMA ($) | 57.678 | ||
| 12-1 Month Momentum % | 44.27 | ||
| 52-Week Range ($) | 35.38 - 63.95 | ||
| Shares Outstanding (Mil) | 52.54 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Community Financial System Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Community Financial System Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Community Financial System Inc Frequently Asked Questions
What is Community Financial System Inc(CBU)'s stock price today?
The current price of CBU is $57.33. The 52 week high of CBU is $63.95 and 52 week low is $35.38.
When is next earnings date of Community Financial System Inc(CBU)?
The next earnings date of Community Financial System Inc(CBU) is 2024-10-22.
Does Community Financial System Inc(CBU) pay dividends? If so, how much?
The Dividend Yield %  of Community Financial System Inc(CBU) is 3.17% (As of Today), Highest Dividend Payout Ratio of Community Financial System Inc(CBU) was 0.53. The lowest was 0.43. And the median was 0.48. The  Forward Dividend Yield % of Community Financial System Inc(CBU) is 3.23%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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