Business Description
Cathay General Bancorp
NAICS : 522110
SIC : 6022
ISIN : US1491501045
Share Class Description:
CATY: Ordinary SharesCompare
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Traded in other countries / regions
CATY.USACN7.Germany Index Membership
Russell 2000Russell 3000 IPO Date
1990-12-17Description
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credits, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities and advisory services.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.66 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.09 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.38 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6.7 | |||||
| 3-Year EPS without NRI Growth Rate | 1.1 | |||||
| 3-Year FCF Growth Rate | 2.3 | |||||
| 3-Year Book Growth Rate | 7.5 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 10.48 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 7.04 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 86.47 | |||||
| 9-Day RSI | 75.89 | |||||
| 14-Day RSI | 68.93 | |||||
| 3-1 Month Momentum % | 0.08 | |||||
| 6-1 Month Momentum % | -9.99 | |||||
| 12-1 Month Momentum % | 15.73 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.87 | |||||
| Dividend Payout Ratio | 0.34 | |||||
| 3-Year Dividend Growth Rate | 2.3 | |||||
| Forward Dividend Yield % | 2.87 | |||||
| 5-Year Yield-on-Cost % | 3.22 | |||||
| 3-Year Average Share Buyback Ratio | 2.2 | |||||
| Shareholder Yield % | 16.28 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 38.26 | |||||
| FCF Margin % | 45.06 | |||||
| ROE % | 10.06 | |||||
| ROA % | 1.22 | |||||
| Years of Profitability over Past 10-Year | 10 | |||||
| Moat score | 5 | |||||
| Tariff score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 12.06 | |||||
| Forward PE Ratio | 10.85 | |||||
| PE Ratio without NRI | 12.06 | |||||
| Shiller PE Ratio | 12 | |||||
| Price-to-Owner-Earnings | 14.66 | |||||
| PEG Ratio | 1.72 | |||||
| PS Ratio | 4.58 | |||||
| PB Ratio | 1.17 | |||||
| Price-to-Tangible-Book | 1.34 | |||||
| Price-to-Free-Cash-Flow | 10.24 | |||||
| Price-to-Operating-Cash-Flow | 10.09 | |||||
| EV-to-Revenue | 4.63 | |||||
| EV-to-FCF | 10.11 | |||||
| Price-to-GF-Value | 1.11 | |||||
| Price-to-Projected-FCF | 0.5 | |||||
| Price-to-DCF (Earnings Based) | 0.72 | |||||
| Price-to-DCF (FCF Based) | 0.61 | |||||
| Price-to-Median-PS-Value | 0.92 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.67 | |||||
| Price-to-Graham-Number | 0.85 | |||||
| FCF Yield % | 9.99 | |||||
| Forward Rate of Return (Yacktman) % | 17.54 |
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