Business Description
![Texas Capital Bancshares Inc Texas Capital Bancshares Inc logo](https://static.gurufocus.com/logos/0C00000CM6.png?14)
Texas Capital Bancshares Inc
NAICS : 522110
SIC : 6022
ISIN : US88224Q1076
Description
Texas Capital Bancshares Inc is a secured lender, with the majority of the loans held for investment, excluding mortgage finance loans and other national lines of business. The company's national lines of business provide specialized lending products to businesses throughout the United States. The bank operates in Texas' main metropolitan areas, like Austin, Dallas, Fort Worth, Houston, and San Antonio.
Financial Strength
4/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Cash-To-Debt | 2.06 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 0.51 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.38 | |||||
WACC vs ROIC |
Growth Rank
4/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 4.2 | |||||
3-Year EPS without NRI Growth Rate | 37.1 | |||||
3-Year FCF Growth Rate | -47.9 | |||||
3-Year Book Growth Rate | 4.4 | |||||
Future 3-5Y Total Revenue Growth Rate | 3.05 |
Momentum Rank
7/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
5-Day RSI | 80.02 | |||||
9-Day RSI | 69.15 | |||||
14-Day RSI | 62.17 | |||||
6-1 Month Momentum % | -9.85 | |||||
12-1 Month Momentum % | 15.34 |
Liquidity Ratio
Name | Current | Vs Industry | Vs History |
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Dividend & Buy Back
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 2.2 | |||||
Shareholder Yield % | 26.76 |
Profitability Rank
5/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Net Margin % | 16.68 | |||||
FCF Margin % | 39.31 | |||||
ROE % | 5.66 | |||||
ROA % | 0.61 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
PE Ratio | 18.53 | |||||
Forward PE Ratio | 16.41 | |||||
PE Ratio without NRI | 18.53 | |||||
Shiller PE Ratio | 12.83 | |||||
Price-to-Owner-Earnings | 11.7 | |||||
PEG Ratio | 3.86 | |||||
PS Ratio | 2.78 | |||||
PB Ratio | 1 | |||||
Price-to-Tangible-Book | 1 | |||||
Price-to-Free-Cash-Flow | 7.09 | |||||
Price-to-Operating-Cash-Flow | 6.53 | |||||
EV-to-Revenue | 1.37 | |||||
EV-to-Forward-Revenue | 4.48 | |||||
EV-to-FCF | 3.47 | |||||
Price-to-Projected-FCF | 0.42 | |||||
Price-to-DCF (Earnings Based) | 1.61 | |||||
Price-to-DCF (FCF Based) | 0.61 | |||||
Price-to-Median-PS-Value | 0.8 | |||||
Price-to-Graham-Number | 0.91 | |||||
FCF Yield % | 14.59 | |||||
Forward Rate of Return (Yacktman) % | 25.91 |