Business Description
Civista Bancshares Inc
NAICS : 522110
SIC : 6022
ISIN : US1788671071
Description
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agriculture, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. Majority of its revenues are derived from the interest and fees gained on loans.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.19 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 1 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.32 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 13.6 | |||||
| 3-Year EPS without NRI Growth Rate | 10.9 | |||||
| 3-Year FCF Growth Rate | 27 | |||||
| 3-Year Book Growth Rate | 2.5 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 3.25 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 90.98 | |||||
| 9-Day RSI | 84.28 | |||||
| 14-Day RSI | 79.07 | |||||
| 6-1 Month Momentum % | 24.54 | |||||
| 12-1 Month Momentum % | 17.52 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.02 | |||||
| Dividend Payout Ratio | 0.32 | |||||
| 3-Year Dividend Growth Rate | 11.5 | |||||
| Forward Dividend Yield % | 3.02 | |||||
| 5-Year Yield-on-Cost % | 5.54 | |||||
| 3-Year Average Share Buyback Ratio | 0.4 | |||||
| Shareholder Yield % | -52.68 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 20.92 | |||||
| FCF Margin % | 22.69 | |||||
| ROE % | 8.53 | |||||
| ROA % | 0.8 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.41 | |||||
| Forward PE Ratio | 10.17 | |||||
| PE Ratio without NRI | 10.41 | |||||
| Shiller PE Ratio | 9.78 | |||||
| Price-to-Owner-Earnings | 9.83 | |||||
| PEG Ratio | 2.37 | |||||
| PS Ratio | 2.11 | |||||
| PB Ratio | 0.83 | |||||
| Price-to-Tangible-Book | 1.26 | |||||
| Price-to-Free-Cash-Flow | 9.31 | |||||
| Price-to-Operating-Cash-Flow | 8.73 | |||||
| EV-to-Revenue | 4.3 | |||||
| EV-to-Forward-Revenue | 3.94 | |||||
| EV-to-FCF | 18.67 | |||||
| Price-to-Projected-FCF | 0.44 | |||||
| Price-to-Median-PS-Value | 0.8 | |||||
| Price-to-Graham-Number | 0.76 | |||||
| FCF Yield % | 10.36 | |||||
| Forward Rate of Return (Yacktman) % | 13.26 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Civista Bancshares Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 150.294 | ||
| EPS (TTM) ($) | 2.01 | ||
| Beta | 0.68 | ||
| Volatility % | 33.67 | ||
| 14-Day RSI | 79.07 | ||
| 14-Day ATR ($) | 0.5379 | ||
| 20-Day SMA ($) | 18.667 | ||
| 12-1 Month Momentum % | 17.52 | ||
| 52-Week Range ($) | 13.6 - 21.19 | ||
| Shares Outstanding (Mil) | 15.74 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Civista Bancshares Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Civista Bancshares Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Civista Bancshares Inc Frequently Asked Questions
What is Civista Bancshares Inc(CIVB)'s stock price today?
The current price of CIVB is $20.92. The 52 week high of CIVB is $21.19 and 52 week low is $13.60.
When is next earnings date of Civista Bancshares Inc(CIVB)?
The next earnings date of Civista Bancshares Inc(CIVB) is 2025-02-07 Est..
Does Civista Bancshares Inc(CIVB) pay dividends? If so, how much?
The Dividend Yield %  of Civista Bancshares Inc(CIVB) is 3.02% (As of Today), Highest Dividend Payout Ratio of Civista Bancshares Inc(CIVB) was 0.32. The lowest was 0.14. And the median was 0.21. The  Forward Dividend Yield % of Civista Bancshares Inc(CIVB) is 3.02%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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