Business Description
Private Bancorp of America Inc
NAICS : 522110
SIC : 6022
ISIN : US74274F1003
Description
Private Bancorp of America Inc operates through its bank holding which is a commercial bank chartered by the State of California. The bank provides deposit and loan services and also specializes in making loans on commercial real estate, as well as small to mid-sized business loans. Its offerings also include personal and business banking. The company operates in La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, San Marcos, Temecula, and Redlands.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 4.6 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.22 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -1.95 | |||||
| WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 21.1 | |||||
| 3-Year FCF Growth Rate | 22.3 | |||||
| 3-Year Book Growth Rate | 14.3 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 18.24 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 15.85 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 69.46 | |||||
| 9-Day RSI | 72.08 | |||||
| 14-Day RSI | 72.72 | |||||
| 6-1 Month Momentum % | 32.55 | |||||
| 12-1 Month Momentum % | 33.77 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -0.1 | |||||
| Shareholder Yield % | 14.89 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 32.45 | |||||
| FCF Margin % | 60.66 | |||||
| ROE % | 12.83 | |||||
| ROA % | 1.13 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.18 | |||||
| Forward PE Ratio | 7.8 | |||||
| PE Ratio without NRI | 11.18 | |||||
| Shiller PE Ratio | 18.03 | |||||
| Price-to-Owner-Earnings | 10.73 | |||||
| PEG Ratio | 1.06 | |||||
| PS Ratio | 3.6 | |||||
| PB Ratio | 1.3 | |||||
| Price-to-Tangible-Book | 1.3 | |||||
| Price-to-Free-Cash-Flow | 5.83 | |||||
| Price-to-Operating-Cash-Flow | 5.78 | |||||
| EV-to-Revenue | 1.47 | |||||
| EV-to-FCF | 2.48 | |||||
| Price-to-Projected-FCF | 0.66 | |||||
| Price-to-DCF (Earnings Based) | 0.97 | |||||
| Price-to-DCF (FCF Based) | 0.19 | |||||
| Price-to-Median-PS-Value | 1.11 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.68 | |||||
| Price-to-Graham-Number | 0.7 | |||||
| FCF Yield % | 16.85 | |||||
| Forward Rate of Return (Yacktman) % | 19.02 |
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