Q4 2019 First Bancorp Earnings Call Transcript
Good morning. Welcome to the First BanCorp. Fourth Quarter and Fiscal Year 2019 Results Conference call. (Operator Instructions) Please note that this event is being recorded.
I'll now turn the conference over to John Pelling, IR Officer. Please go ahead.
Thank you, Kate. Good morning, everyone, and thank you for joining First BanCorp.'s conference call and webcast to discuss the company's financial results for the fourth quarter and year-end 2019. Joining me today from First BanCorp. are Aurelio Alemán, President and Chief Executive Officer; and Orlando Berges, Executive Vice President and Chief Financial Officer.
Before we begin today's call, it is my responsibility to inform you this call may involve certain forward-looking statements, such as projections of revenue, earnings and capital structure as well as statements on the plans and objectives of the company's business. The company's actual results could differ materially from the forward-looking statements
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