First Bancorp Annual Shareholders Meeting Transcript
Good morning. Before we begin today's virtual meeting, it is the company's responsibility to inform you that this meeting may contain certain forward-looking statements such as projections of revenue, earnings and capital structure as well as statements on the plans and objectives of the company's business. The company's actual results could differ materially from the forward-looking statements made due to the important factors described in the company's latest SEC filings. The company assumes no obligation to update any forward-looking statements made during the meeting. At this time, I'd like to turn the meeting over to the Chairman of the Board of Directors of First BanCorp, Mr. Roberto Herencia.
Thank you, operator, good morning to all, and welcome to the First BanCorp 2020 Annual Meeting of Shareholders. I want to open by thanking and recognizing the First BanCorp Board of Directors, First BanCorp executives and employees and all First BanCorp shareholders from around the world who are joining us
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