Business Description
First Keystone Corp
NAICS : 522110
SIC : 6022
ISIN : US3206542058
Description
First Keystone Corp provides a full range of banking, trust and related services through its wholly-owned Bank subsidiary and is subject to competition from other financial institutions in connection with these services. The Bank serves a customer base that includes individuals, businesses, governments, and public and institutional customers located in the Northeast Region of Pennsylvania. The Bank has approximately 19 full-service offices and 20 Automated Teller Machines (ATM) located in Columbia, Luzerne, Montour, Monroe, and Northampton counties.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.08 | |||||
| Equity-to-Asset | 0.07 | |||||
| Debt-to-Equity | 2.26 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| Beneish M-Score | -2.46 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -5.5 | |||||
| 3-Year EPS without NRI Growth Rate | -27.4 | |||||
| 3-Year FCF Growth Rate | -25.2 | |||||
| 3-Year Book Growth Rate | -11.7 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 89.48 | |||||
| 9-Day RSI | 81.03 | |||||
| 14-Day RSI | 73.74 | |||||
| 3-1 Month Momentum % | -7.53 | |||||
| 6-1 Month Momentum % | 10.19 | |||||
| 12-1 Month Momentum % | 21.03 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.83 | |||||
| Dividend Payout Ratio | 1.09 | |||||
| 3-Year Dividend Growth Rate | 0.9 | |||||
| Forward Dividend Yield % | 5.83 | |||||
| 5-Year Yield-on-Cost % | 6.1 | |||||
| 3-Year Average Share Buyback Ratio | -1.5 | |||||
| Shareholder Yield % | -7.12 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 15.7 | |||||
| FCF Margin % | 13.74 | |||||
| ROE % | 5.93 | |||||
| ROA % | 0.44 | |||||
| Years of Profitability over Past 10-Year | 9 | |||||
| Moat score | 4 | |||||
| Tariff score | 8 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 18.68 | |||||
| PE Ratio without NRI | 18.68 | |||||
| Shiller PE Ratio | 11.32 | |||||
| Price-to-Owner-Earnings | 37.41 | |||||
| PS Ratio | 3.02 | |||||
| PB Ratio | 1.12 | |||||
| Price-to-Tangible-Book | 1.12 | |||||
| Price-to-Free-Cash-Flow | 21.78 | |||||
| Price-to-Operating-Cash-Flow | 17.29 | |||||
| EV-to-Revenue | 8.61 | |||||
| EV-to-FCF | 60.13 | |||||
| Price-to-GF-Value | 1.14 | |||||
| Price-to-Projected-FCF | 0.73 | |||||
| Price-to-Median-PS-Value | 0.82 | |||||
| Price-to-Graham-Number | 0.97 | |||||
| FCF Yield % | 4.56 | |||||
| Forward Rate of Return (Yacktman) % | -0.66 |
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